Commercial Insurance

Protect your business with comprehensive insurance cover, tailored to your needs.

Public Liability Insurance

Protection for businesses against claims for injury or property damage.

Professional Indemnity Insurance

Coverage for professionals against claims for negligence or errors.

Employers' Liability Insurance

Protecting employers from employee injury or illness claims.

Shop & Retail Insurance

Coverage for retail businesses against property damage, liability and theft.

What is Commercial Insurance?

We’ll tailor your policy to suit your business.
Commercial Insurance is a broad term and effectively covers all insurance a business or company may need.

Most commercial insurance policies follow the same structure consisting of property damage, business interruption and liability sections. Certain industries require a more tailored approach as there are covers which would only be applicable to the risks those companies face.

Our strength is in making those covers bespoke and tailored for each client that we look after. Every client has different needs and requirements and the same policy will not fit every company.

Our experts will work with insurers to ensure you are getting a policy that is right for you.

How can we help?

Within the team we have over 100 years of experience and pride ourselves on knowing the ins and outs of our industry. Knowledge is our thing, there is little we do not know, and if we are not sure we will find out. We do not gamble our client’s future. Our peace of mind is your peace of mind.

We may not always be the cheapest but we will make sure you are fully covered and your policies are fit for purpose. We firmly believe that capability and intelligence comes from the questions you ask rather the answers you give.

We go into the finer details of your business to give you peace of mind that you are fully covered.

Speak to us about protecting what matters most.

If you’re interested in protecting what matters most and securing your family or business financial future, we’re here to help.

We’re experts in what we do and will provide a solution tailored to you and your requirements. Our team of experts will work closely with you to find the right coverage at the right price. Get started today.

What We Do

We’ll Get to Know You

We will assess the specific risks and insurance requirements of your company. We will review the nature of your business, whether you are involved in retail, manufacturing or warehousing. We will identify potential risks such as Property Damage, Business Interruption, Employers & Public/Products Liability, Personal Accident, Directors & Officers and Cyber Liability.

We’ll Get To Work With Our Trusted Insurers

We have access to a wide network of insurance providers specialising in business insurance. We can approach multiple insurers on behalf of your company, obtaining quotes and comparing coverage options. This allows us to find the most suitable policies that address the unique risks faced by your company. We can also negotiate terms and conditions and leverage our relationships with insurers to obtain competitive pricing.

Insurance Cover Tailored To You

As an insurance broker we can help identify and arrange specialised coverage. We ensure that your insurance program is comprehensive and tailored to its specific needs.

Risk Management

We can also assist companies in implementing effective risk management strategies. We can provide guidance on safety protocols, risk assessments, security measures, and employee training programs. By helping you proactively manage risks, we aim to reduce the likelihood of accidents, property damage, and financial losses. This, in turn, can lead to better insurance premiums and improved risk profiles.

In-House Claims Department

In the event of an incident or claim, we act as advocates for your company. We assist with the claims process, ensuring that all necessary documentation is submitted accurately and promptly. We work closely with the insurance provider to expedite claims resolution and negotiate fair settlements. Our expertise and knowledge of policy terms and conditions help maximise the your chances of a favourable claims outcome.

Regular Reviews

Companies often face changing insurance needs as their operations evolve, new activities are introduced, or events are organised. As your insurance broker we provide ongoing policy review and support, ensuring that the insurance coverage remains adequate and up-to-date. We stay informed about industry trends, regulatory changes, and emerging risks, providing you with relevant insights and recommending adjustments to the insurance policy as necessary.

Frequently Asked Questions

Is commercial insurance required by law?
Some types of commercial insurance are required by law, such as workers' compensation insurance for businesses with employees. Other types of insurance may be required by lenders or clients.
What types of insurance should a business have?

The types of insurance a business should have will depend on its industry and specific risks. Common types of commercial insurance include general liability, property, professional liability, workers' compensation, and business interruption insurance.